Health Care Enrollment Extends Through Aug. 15 With Lower Premiums

Posted April 3, 2021 at 4:30 am by

From Wash­ing­ton Healthplanfinder

Due to recent fed­er­al action bring­ing new sav­ings oppor­tu­ni­ties to cur­rent and new indi­vid­ual health insur­ance mar­ket cus­tomers, Wash­ing­ton Health­plan­find­er is extend­ing the cur­rent spe­cial enroll­ment peri­od from May 15 through Aug. 15.

This aligns with the recent fed­er­al announce­ment extend­ing the spe­cial enroll­ment peri­od for those using the fed­er­al marketplace.

This spe­cial enroll­ment peri­od allows cur­rent­ly unin­sured indi­vid­u­als, and peo­ple both on and off the exchange, the oppor­tu­ni­ty to ben­e­fit from these new savings.

The recent­ly passed Amer­i­can Res­cue Plan Act sig­nif­i­cant­ly increas­es the amount of tax cred­its indi­vid­u­als who enroll through Wash­ing­ton Health­plan­find­er will receive, which reduces their month­ly premiums.

The act also extends tax cred­its to mid­dle-income Wash­ing­to­ni­ans who pre­vi­ous­ly were not eli­gi­ble for assis­tance and pro­vides addi­tion­al tax cred­its to all cus­tomers who receive at least one week of unem­ploy­ment com­pen­sa­tion in 2021.

“Every Wash­ing­ton Health­plan­find­er cus­tomer deserves to receive the full ben­e­fit of the new law as soon as pos­si­ble,” said Chief Exec­u­tive Offi­cer Pam MacE­wan. “For many of our cus­tomers, this may low­er their month­ly pre­mi­um close to zero dol­lars. The new act pro­vides sig­nif­i­cant ben­e­fits for 2021 and 2022 to our cus­tomers and we are work­ing quick­ly to imple­ment changes by ear­ly May. Until then, cus­tomers need to keep their infor­ma­tion up to date in Wash­ing­ton Healthplanfinder.”

Begin­ning May 6, new cus­tomers who apply through Wash­ing­ton Health­plan­find­er will be able to see the amount of increased tax cred­its avail­able through the new act.

The exact amount pre­mi­ums will go down depends on where an indi­vid­ual lives, their age and their income.

Illus­tra­tive exam­ples based on King Coun­ty rates are as follows:

A 27-year-old mak­ing around $25,000 per year can get near­ly $300 in sav­ings each month to apply to their pre­mi­um. The sav­ings amount increas­es with age.

A 60-year-old cou­ple mak­ing around $35,000 per year can now get over $1,500 in month­ly sav­ings to apply to their premium.

A fam­i­ly of four mak­ing $55,000 per year can now get over $1,000 in month­ly sav­ings to apply to their premium.

Cur­rent cus­tomers already receiv­ing tax cred­its should keep their cur­rent con­tact and income infor­ma­tion – includ­ing unem­ploy­ment income – up to date in Wash­ing­ton Health­plan­find­er to ensure they receive the max­i­mum avail­able ben­e­fit. The major­i­ty of these cus­tomers will not need to take action to receive addi­tion­al tax cred­its and will see changes reflect­ed in their June pre­mi­ums. Cus­tomers will receive noti­fi­ca­tion from Wash­ing­ton Health­plan­find­er in April if any addi­tion­al infor­ma­tion is needed.

Cus­tomers pay­ing pre­mi­ums over 8.5 per­cent of their annu­al income will be eli­gi­ble for tax cred­its for the first time if they report their income infor­ma­tion. These new tax cred­its will be reflect­ed in June premiums.

“If cus­tomers have not report­ed their income in their Wash­ing­ton Health­plan­find­er appli­ca­tion, it is impor­tant to do so as soon as pos­si­ble to take advan­tage of these sav­ings” MacE­wan explains. “Addi­tion­al­ly, those who have received one week of unem­ploy­ment income in 2021 should come in now, set up an account, report their income, and review plan options. These cus­tomers may already qual­i­fy for free or low-cost health cov­er­age. Cus­tomers who report unem­ploy­ment income for 2021 will see these changes reflect­ed in their June premiums.

Cus­tomers seek­ing cov­er­age through Wash­ing­ton Health­plan­find­er can con­tact an exchange cer­ti­fied bro­ker, nav­i­ga­tor, enroll­ment cen­ter or the cus­tomer sup­port cen­ter between 7:30 a.m. to 5:30 p.m. Mon­day-Fri­day at 1–855-923‑4633; TTY: 855–627-9604 to ini­ti­ate cov­er­age. Free help from local experts is acces­si­ble by vis­it­ing: https://www.wahealthplanfinder.org/_content/find-expert-advice.html

Enroll­ment is offered year-round on Wash­ing­ton Health­plan­find­er to indi­vid­u­als and fam­i­lies through Wash­ing­ton Apple Health (Med­ic­aid).

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